API Reference

Create an owner or founder of a company who is interested in applying for a Paintbrush Loan.

A user can be created without a business if you do not have any business information. However, if you are creating a business, you must still create a user in order to create an email address for an applicant to log in and edit the application.

All fields except for the email address are optional in the API and will simply help Paintbrush, you, and the applicant arrive at a determination of eligibility more quickly and with less work on the user’s end.

Sample request

{
  "externalId": "123456789",
  "firstName": "Jane",
  "lastName": "Woo",
  "email": "[email protected]",
  "phone": "5555555555",
  "address1": "123 Test Street",
  "address2": "Apt B",
  "city": "Salt Lake City",
  "state": "UT",
  "zip": "84101",
  "birthdate": "1987-09-18",
  "ssn": "987654321",
  "ownership": {
    "level": .9,
    "verified": false,
    "date": "2023-05-02"
  },
  "creditScore": {
    "range": "Good: 690-720",
    "score": null,
    "type": null,
    "bureau": null,
    "date": "2023-05-02"
  },
  "dti": {
    "level": .25,
    "verified": true,
    "date": "2023-05-02"
  },
  "income": {
    "employerName": "Paintbrush",
    "incomeAmount": "100000.00",
    "incomeFrequency": "annual",
    "date": "2023-05-02",
    "verified": false,
    "gross": true,
    "metadata": {}
  },
  "externalCompanyId":  "ABCDEFGHIJ"
}
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